Getting what you need to get ahead: asset finance explained

In business, growth is often the goal. But for many businesses, expansion means needing new  equipment, vehicles, machinery or technology – and that all costs money. Asset finance can help reduce the initial outlay, while your business gets what it needs to scale. Here are some key things to consider before you apply and what… Read more about Getting what you need to get ahead: asset finance explained

Getting it together: what to know before you consolidate

Managing multiple loans can be difficult – and stressful. One way to simplify your financial situation and save yourself time, effort and (hopefully) money is to centralise your debt. But it’s not always the right answer, so here’s what to consider before you consolidate. When you borrow money, the most important thing is being able… Read more about Getting it together: what to know before you consolidate

Inspiration or imitation? Home design in an online world

If you want to look inside perfectly-designed homes, there are more and more ways to than ever before, many delivered directly to your phone or social feed. But – from blogs and newsletters to Pinterest – when does inspiration become overload? While it used to be that the cutting edge of design was reserved for… Read more about Inspiration or imitation? Home design in an online world

On the market? The federal government’s First Home Loan Deposit Scheme explained.

The barriers a first home buyer faces when entering the property market are well documented. So, will the government’s new First Home Loan Deposit Scheme (FHLDS) help, or not? Here’s a guide to who’s eligible, how it will work and what the new scheme may mean for the housing market. Have you got a spare… Read more about On the market? The federal government’s First Home Loan Deposit Scheme explained.

As low as it could go: is now the moment to fix your mortgage rate?

Australia’s cash rate is now the lowest it has been in 23 years, a reaction initially to stunted economic growth and now to the impact of COVID-19 on the local and global economic landscape. As the uncharted negative interest rate zone looms, is it worth fixing your rate? Here’s what to weigh up when making… Read more about As low as it could go: is now the moment to fix your mortgage rate?

Not so taxing: making the most of your investment property at tax time

Come July 1 the annual tax window opens again. Property investors may have access to a wide range of tax benefits, but tax is a complicated matter. It pays to be across the details. Here’s how you could maximise your return, and what to watch out for. Over two million Australians own at least one… Read more about Not so taxing: making the most of your investment property at tax time