A home loan is generally a long-term proposition, but in some situations it can make sense to refinance your mortgage. Read this guide to the refinancing process, and speak to a mortgage broker, before deciding whether it’s right for you. Refinancing involves taking out a new mortgage and using those funds to pay off your… Read more about What you need to know about refinancing
So you’ve decided to partner with a mortgage broker to smooth your first – or return – entry into the world of property, mortgages and loans. But before you choose your mortgage broker, it’s worth understanding the value they bring to the lending equation, and also how their commission structure works. After all, if you’re… Read more about Mortgage broker commissions uncovered
It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. You might want to refinance for a number of reasons – you can consolidate debt from high-interest credit cards into a home loan with… Read more about Refinancing could save you thousands – and give you greater flexibility
The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. 1. Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At… Read more about Want to help your kids buy property? Here’s how.
Mortgage brokers have expertise in residential home lending and other property loans. They can also play an important role in helping businesses find and secure commercial and asset finance at competitive rates, by leveraging their network of lending institutions. With so many lenders and products to choose from, it’s important to get the right business… Read more about More than home loans : Why Mortgage Brokers can help you with commercial and asset finance
If you are thinking of purchasing your first property, there are a number of things to consider, including your financial status and personal circumstances. (1) Think about why you want to buy a home Are you buying a place to live in or will it be an investment property? The answer to this question can… Read more about 5 things first-home buyers need to know
Whether it is your first home or third property, it is an emotional journey and it’s easy to get carried away with the fun part of looking at houses. This should not distract from the less exciting, but equally important task of arranging finance as it will likely strengthen your negotiating position on both the… Read more about Should I organise a loan before buying a property?
If you’re running a small business, one of the biggest problems you face is cash flow. There are many ways to improve the cash flow of your business, and here we look at some of the ways in which you can do that, including: Overdrafts Credit cards Factoring, debtor… Read more about Improve the Cash Flow of my business
The array of mortgages available helps a good credit adviser to tailor a package to suit your needs. Here are just some of the options. Fixed-rate mortgages With a fixed-rate loan, you know exactly how much you’ll pay per fortnight or month for the fixed period of the loan (usually one to five years). Variable… Read more about What type of loan is right for you?
Refinancing can bring down the overall cost of servicing a loan by taking advantage of lower interest rates. But sometimes it’s not always the best, or the only, option. There are many different factors you need to consider when thinking about refinancing a loan. The first step is to speak to an expert, like Conquer… Read more about Should you refinance for a better deal?
Because they can save you time and money. As the home loan market becomes increasingly complex, more people are turning to finance brokers. Here are some of the reasons. Finance brokers can save time The choices now available in the mortgage market can seem limitless and completely overwhelming. You can choose to research the subject, the… Read more about Why would I use a Finance Broker?