Buying & Selling

56. ready to buy property off the plan

Ready to buy property off the plan? Read this first

Buying property off the plan is exciting as it means you get to own a brand-new home, but make sure you know what’s involved. Start by asking these five questions: Do you know the risks? When buying an apartment, unit or house off the plan, you’re purchasing a promise. You can’t step into the future and inspect the property you’re buying. Thoroughly investigate what the finished product will look like and explore the risks with your broker. Does your contract limit the risks? The contract should be comprehensive, covering everything from price, completion date and your legal rights, to conditions such as whether you can on-sell the property before it’s completed • what happens to your deposit if the building doesn’t go ahead •
55. how to have a successful open for inspection

How to have a successful open for inspection

When you’re selling your house, the key to a successful open for inspection is to make potential buyers feel comfortable. You want to show your property’s best side, and allow people to see themselves living in their new home. We’ve put together some handy tips to help increase your property’s attractiveness on inspection day. Put on a good face Potential buyers will be inspecting your house from the moment it’s listed. They’ll drive by to check out the neighbourhood and see how things look from the outside – so this is the moment to make a good first impression. Tidy the front garden, keep the verandah clear, hide the garbage bins and remove junk mail from your letterbox. You can add planters with colourful
54. tips for choosing the right real estate agent to sell your home

Tips for choosing the right real estate agent to sell your home

Finding the right real estate agent to sell your property can be daunting. These helpful tips can make the experience a whole lot easier. Do some research The key to finding the right real estate agent is doing a bit of research. Start by making a short list of agents in your area. Then, investigate which ones might match what you’re looking for – for instance, do they sell more houses or apartments? Do they specialise in auctions or private sales? Are they a boutique agency or part of a national chain? There are websites such as Local Agent Finder and Open Agent that property sellers can use to research real estate agents. Using these sites allows you to view information about the real
52. five reasons to consider white label

Five reasons to consider white-label loans

A white-label loan is essentially a home-branded loan, much like the home-branded products you see in the supermarket aisles. Like these products, white-label loans aim to deliver many of the same great features as bank-branded home loans, but for a lower cost to you the customer.  A trend seen in supermarkets over recent years has been not only an increase in the range of white-label options on offer, but also an increase in the quality of those products.  This trend has continued to the extent that white-label products are now frequently of equal, or near equal, quality as their branded counterparts. In the same way, banks across Australia provide ‘unbranded’ mortgage products to brokers, which increases the range of options within the market and
51. the essential guide to first home buyer grants

The essential guide to first home buyer grants

As parents, we want the best for our children, particularly when they’re making a major purchase. When it comes to buying their first home, knowing what government assistance is available can make all the difference. Read on to learn about the First Home Owner Grant (FHOG) in each state and territory. Watching your children buy their first home can be exciting – and overwhelming. You see them working hard to save that all-important deposit, looking at properties, and counting down the days until they can move into their own place. However, your kids’ ‘great Australian dream’ could actually happen sooner than you (and they) think. Thanks to government efforts to accelerate home ownership and boost the home building industry, first home buyers are now
50. say goodbye debt

Say goodbye debt (and hello home loan) in seven straightforward steps

It’s all too easy to rack up debt – credit cards, HECS, car loans – and may seem all too hard to pay it off. Debt can also have a big impact on how much money you can borrow for a home loan, so reducing your debt is essential when you set out to buy your first home. Here are seven steps you can take towards minimising your debt and moving into the property market. 1. Work out how much you’re spending Create a spreadsheet and track your expenses for a month – record everything so you can see where your money is going. You may be spending much more than you think on some things – more than you can really afford 2. Decide
47. what to consider when buying a second property

What to consider when buying a second property

Buying your own home remains the great Australian dream – and purchasing a second property may help you take your wealth further. Whether you’re building your property investment portfolio, buying a holiday house or supporting a family member, there are plenty of things to think about before you take that next step. Consider your cashflow Property tends to be a long-term investment, so do your sums to make sure you can afford the ongoing repayments on two mortgages. Also think about any major life changes on the horizon. For example, you may be planning to expand your family, or you might need to support a parent in the coming years. Get to know the market and location Research what’s happening in the current market
48. your guide to investment property loans

Your guide to investment property loans

There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation. Interest-only, fixed, variable, offset – finding the investment home loan that’s right for you can seem like a minefield of financial jargon and conditions. The key to finding the right loan is to have a clear investment strategy: are you going to renovate and sell, or stay on for the long term and ride the property wave? Fixed interest rate loan Arranging a mortgage with a fixed interest rate gives you certainty – you’ll know up-front what you need to repay annually. This
46. the best apps to help you househunt

The best apps to help you house hunt, renovate and decorate

These days finding the perfect location to buy a property – and some great options for decorating it – is as easy as flicking through your phone. This list of our favourite Australian location and decorating apps will help you both before and after you move in.     Houzz Category: Interior design and renovation Buying a house is just the start. Once you moved in, you’re going to want to make it feel like home. If you’re looking for inspiration, Houzz is a one-stop interior design shop. Highlights include eye-popping photos, helpful articles, an online furniture store, community forums and recommendations for professional help. A wellspring of ideas, tips, recommendations and suggestions for turning your house into a home, Houzz has every room
43. money-saving SOS effective tips to help land that home loan

Money-saving SOS: Effective tips to help land that home loan

Looking to enter the property market and worried about how you’re going to secure your first home loan? It’s time to start making your money work for you so you can land that loan. Qualifying for a home loan isn’t always an easy path. Aggressive interest rates, competition in the market and less than rigorous saving habits can often push people out of the property game completely – but it shouldn’t. Saving enough money for a sufficient deposit is possible with the right guidance and plenty of diligence. Budget, budget, budget! It goes without saying that creating an airtight budget – and sticking to it – is key when you’re looking to save money for a home loan. If you’ve done your homework or
42. easy landscaping tips when selling your property

Easy landscaping tips when selling your property

Sure, you shouldn’t judge a book by its cover, but a scrappy yard can be an instant turn-off to potential home buyers, even if the house is a dream on the inside. We’ve pulled together some savvy landscaping tips to make sure your home is picture perfect for when you’re ready to sell. The first thing to keep in mind when revamping your garden is that it has to appear well presented and easy to maintain. People want to enjoy the outdoor space, not feel like it’s a burden. Freshen up If your garden is in reasonable shape but just needs a little spruce up, start with the basics. Mow the lawn and trim the edges, or even lay new lawn if necessary. Get
41. how much can you afford to borrow with your first home loan

How much can you afford to borrow with your first home loan?

Understanding how much borrowing capacity you have when buying your first home is an essential step for all newcomers to home ownership. The question of “How much can I borrow?” rears its ugly head for all new home buyers. As daunting as it can be, understanding your borrowing power is important – and essential – for those ready to get their foot in the door with their first home purchase. Owning property in Australia is a dream for many young professionals and families. Aside from the financial benefits of owning a home, being able to call a slice of land your own is one of life’s most coveted accomplishments. Financial factors Before you start looking for a property – either to live in or

Join our mailing list

Get the latest updates and news from Conquer Finance.

  • This field is for validation purposes and should be left unchanged.

Categories

Recent Posts

Contact Us

Conquer Finance Pty Ltd is a credit representative (501481) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237) | Privacy Policy

Connect with us

Facebook-f Linkedin-in Instagram Google Envelope

Donate with us

Join our mailing list

What news would you like?

Copyright © 2024 CONQUER FINANCE PTY LTD

 | DEVELOPED BY METRIX

FREE COMPREHENSIVE LOAN GUIDE!

Looking for a better home loan? Want to purchase as a first home buyer? Or looking at investing in property? Join our mailing list and download the relevant comprehensive loan guide today!

The FREE PDF guide will be emailed to your address.
If you would like to be contacted please include your mobile number and we will call you.
Please choose the relevant guide
This field is for validation purposes and should be left unchanged.